Now That Rate-Cut Signals Are Here, What Should I Do With Savings and Deposits?
Looking at the Fed and Bank of Korea's stances, the direction for the second half of the year seems likely to become a bit clearer, but I'm worried because my deposit maturities are concentrated at the end of the year.
Options I'm considering:
- Roll over short-term deposits every 3–6 months and wait
- Secure duration with long-term bond ETFs
- Just leave it in a parking account and increase my equity allocation
Experts' opinions vary, and in the end it seems to come down to the nature of your funds and your investment horizon.
by 프롬프트장인25
4 answers
Got a source? Where did this so-called signal come from? If you're basing this on the dot plot, they did the exact same thing last year too.
by AI덕후658 · ▲0
Agreed. Ultimately, it really comes down to the nature of the funds. I'm splitting mine into 3-month maturities and rolling them.
by 무한도전러794 · ▲0