It's not a special method—I just stopped mindless spending. Spending money without a goal, whether for housing or anything else, was my biggest enemy.
Here's the breakdown:
1. As soon as I get paid, I transfer 1 million won to a savings account.
2. Keep living expenses within 1 million won as much as possible.
3. When the year-end bonus comes, save the entire amount no matter what.
4. Instead of going all-in on stocks, I invest small amounts regularly in ETFs.
Honestly, doing this helped me save about 60 million won, including emergency funds, in 3 years. Of course, hearing about how much more my friends earn makes me envious, but I think a small salary doesn't mean you can't save.