My savings matured: should I put it in a deposit or bonds?
My 3-year installment savings of 12 million won matures next week. Interest rates are in a weird spot right now, so I'm trying to decide where to put it.
I already invest in stocks, so I want to keep this in safe assets, but bank deposit rates are too low, and I've never bought bonds before, so I don't even know how to buy them. If I won't need the money for 3 years, is a deposit just the answer?
by 문과출신개발자648
8 answers
These days there are even deposit rates in the mid-3% range, so if you look around for special offers, banks aren't bad either.
by AI덕후573 · ▲0
If you're new to bonds, just stick with deposits, seriously.
by 카페인중독112 · ▲0