Stock Beginner Looking to Start with ETFs – Any Recommendations?
I'm in my mid-30s and have never invested in stocks before. With prices going up these days, I'm thinking of starting ETFs with about 5 million won in spare cash. I've seen that S&P 500 or KOSPI 200 are considered safe, but what about dividend ETFs? Also, between Kiwoom Securities and Toss Securities, which one is better for a beginner?
10 answers
Dividend ETFs are fine. I'm collecting a mix of 'TIGER US Dividend Dow Jones' and 'KODEX 200'. It's fun to receive dividends, and you can aim for long-term compound interest effects. As for brokerage, Toss is beginner-friendly.
Starting with ETFs is a really great choice! I also began with the S&P 500 at a similar age, and seeing it steadily rise over the long term feels stable. Dividend ETFs aren't bad either, but if you're a beginner, I'd recommend gaining experience with index-tracking ETFs like the S&P 500 or KOSPI 200 first.
I started with a similar concern and bought S&P 500 ETFs worth 5 million won in installments of 500,000 won over three months. In the end, it steadily went up. I recommend Toss Securities—it's well-organized for beginners, and the community features make it great for learning.
I use Toss Securities, and the UI is really intuitive, perfect for beginners. Kiwoom Securities has many features, but it can be complicated at first. With 5 million won, try studying while doing fractional buying. Dividend ETFs also have tax issues, so it's good to look into them in advance.
If you're a beginner, it's safest to start with representative ETFs like 'KODEX 200' or 'TIGER US S&P500.' For dividend ETFs, 'KODEX High Dividend' is decent, but it's more important to look at total return rather than just dividend yield. I recommend Kiwoom Securities because their HTS is powerful.
ETF is a great choice! I've been accumulating only 'TIGER US Nasdaq 100' for three years now, and while there's some volatility, it's been fine in the long run. For brokerage, Kiwoom Securities is more advantageous in terms of fees. Toss is convenient, but its trading fees are a bit higher.
I also started in my mid-30s, and now the only thing I regret is not starting earlier, haha. For dividend ETFs, something like 'KODEX US Dividend Premium' offers tax benefits and is pretty good. I've tried both brokerages, and Toss is more convenient for beginners.
I started with Toss Securities, and I liked how easy the app was. If you have 5 million won, diversify your investments. For example, put 300 in S&P 500, 100 in KOSPI 200, and 100 in dividend ETFs. For dividend ETFs, check out 'ARIRANG High Dividend Stocks' as well.
I had a similar concern, but in the end, the key to ETFs is long-term investment. The S&P 500 is widely recommended, but these days, the KOSDAQ 150 ETF is also worth keeping an eye on. As for brokerage firms, I keep using Kiwoom Securities because their fees are low. Cheers!
Are you familiar with ISA accounts? They offer tax benefits when investing in ETFs, which is great. Buying S&P 500 ETFs through an ISA account is advantageous in the long run. Kiwoom Securities provides excellent ISA-related services. You can always add dividend ETFs later without any rush.