Since April, I've been putting 300,000 KRW into US ETFs on a monthly basis like an installment savings plan, and it's already been four months. For diversification, I'm buying in a 70% VOO and 30% SCHD split.
My current return is about +3.2%. It's not much, but I'm just letting it sit. That said, SCHD feels like it's been lagging lately, so I'm a bit torn. The dividend yield is nice, but the growth potential is weak, which makes me wonder if I should switch to QQQ instead.
Does anyone else run the same combination? Or would a more conservative strategy that just protects the principal and earns modest returns be better? I'd appreciate any advice.